Reporting & analysis from the diaspora desk.
The diaspora is the largest unbanked balance sheet in global finance.
Three trillion dollars of household earnings cross borders every decade, mostly through pipes the system never designed for capital formation. What it would take to change that.
The collateral question: stablecoins, BIS 1265, and diaspora credit
$33T in stablecoin volume in 2025. The interesting question is no longer transfer — it is collateral.
SCPI, in English: a regulated euro income stream most of the diaspora never sees
France's €90B AMF-supervised property market — and why it is one of the most under-distributed diaspora-compatible instruments in Europe.
The quiet reform reshaping diaspora mortgages in West Africa
BCEAO's new resident-equivalence framework is the most consequential diaspora policy change of the decade.
Lagos, Lisbon, Lyon: three households, one balance sheet
A reported account of how a single family finances across three jurisdictions, and where it breaks.
What rising EUR rates mean for diaspora property buyers
ECB tightening reaches the diaspora through a different door than it reaches Europe.
Cash, status, and the silent tax on diaspora ambition
Why cultural preference for cash purchases is not preference — it's a market failure.