The six diaspora corridors where Nova has prioritised deployment.
Phase 1 is not a survey of all diaspora finance opportunities. It is the six corridors where three structural conditions hold simultaneously: scale of diaspora flow, retail stablecoin adoption, and regulatory compatibility with the AIFMD II / MiCA / supervised-depositary perimeter.
6 corridors · Phase 1 · Phase 2 in selection
Three conditions, held simultaneously.
Scale. Each Phase 1 corridor sends a meaningful absolute volume of remittances annually — collectively, more than $70 billion in formal recorded flows per year, with significantly larger sums when informal and capital-account transfers are included.
Stablecoin adoption. Each corridor sits in the top tier of Chainalysis's Geography of Cryptocurrency Report for retail stablecoin activity. These diaspora populations are, in measurable terms, already organising part of their financial life around USDC, USDT, EURC, and related instruments.
Regulatory compatibility. The earning jurisdictions — the United Kingdom, Germany, the United States, the Gulf states, Australia, the European Union — operate under regulatory frameworks that recognise the AIFMD II credit-fund structure, MiCA-supervised stablecoins, and CSSF/FINMA-regulated depositaries. Cross-border credit to non-resident borrowers can be structured within a single coherent regulatory perimeter.
What unites these corridors is not geography — they span four continents — but the structural fit between the size of diaspora financial life, household-level adoption of stablecoin infrastructure, and the regulatory perimeter within which structured cross-border credit can operate.
What sits behind every corridor.
Diaspora mortgage availability, typical LTV, documentation rules.
Effective rates, term structures, and the realities of access.
Spreads, settlement times, informal premiums, hedging options.
Capital controls, foreign ownership, repatriation, tax treatment.
Banks, notaries, registries, escrow providers worth knowing.
Every figure tied to its primary institutional record.